While specifics vary between sources, reports share a common sentiment: people are ill-equipped to handle an financial emergency. Huffpost reports that 39% of Americans aren't able to handle an emergency of $1000; they go on to cite the Federal Reserve Board report from 2016 stating 44% of adults could not withstand a financial emergency of just $400. Meanwhile, Bankrate.com commissioned a report stating that 63% of adults would be in deep trouble if faced with an emergency of $500. These percentages do not paint an optimistic picture of the future.

What to do? People are increasingly turning to sites like GoFundMe to crowdsource assistance when emergencies arise, but asking strangers for help can be a mixed bag of results. Increasingly, folks must establish fundamental budgeting concepts for their own financial health. With the stunning revelation that nearly half of adults do not know how to pay off their credit card debt, it is clear there is a need to "stop the financial bleeding", and it must start with basic concepts.

Enter: Debt Decimator. Not only does Debt Decimator tell you what cards to pay off and in what order, Debt Decimator provides support for the "emergency card" - the card you set aside for true emergencies, but so often fall back on for generalized spending when the chaos of life mellows.

Don't become yet another statistic. Take control of your financial health so that, should the need arise, you are able to make an emergency spend.